Verification and authentication systems and methods
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United States of America Patent
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Aug 7, 2012
Grant Date -
Apr 10, 2008
app pub date -
Oct 10, 2006
filing date -
Oct 10, 2006
priority date (Note) -
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Abstract
Embodiments of the present invention provide verification and/or authentication service engines that provide a customizable solution that can be “dialed” based on the risk level assigned to individual or grouped applications. The systems can also incorporate internal and external sources of data used to verify information provided by the user. It is dynamic and can pull information from a myriad of sources during the verification process, enabling credit reporting agencies (e.g., Equifax and others), FSPs, and other service providers to facilitate real-time approval and access to products and services.
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