Interchange categories

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United States of America Patent

PATENT NO 8244634
APP PUB NO 20120011060A1
SERIAL NO

13236169

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Abstract

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This document describes tools capable of altering to which interchange categories credit-card transactions are assigned. In some embodiments, the tools receive parameters for interchange categories and transaction information for a client (e.g., one or more merchants) that has been charged interchange fees based on some of these categories. The parameters are utilized (e.g., by a credit card issuer) to determine to which interchange category a particular transaction will be assigned. The tools may determine, based on these parameters and the transaction information, how transactions may be changed to enable similar credit-card transactions to be assigned to a lower-cost interchange category.

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Patent Owner(s)

  • VIZANT TECHNOLOGIES, LLC

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Birr, Kelly Bellevue, US 11 173
McElroy, Alan Wayne Bellevue, US 9 156
Parrish, Thomas P Spokane, US 9 156

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