Member-supported mobile payment system
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United States of America Patent
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Aug 21, 2012
Grant Date -
Oct 4, 2007
app pub date -
Mar 30, 2007
filing date -
Mar 30, 2006
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A member-supported payment system is available to consumers and merchants without sign-up fees, subscription fees, or transaction fees to either consumers or merchants. In a specific implementation, the member payment system is a mobile payment system where consumers may conduct transactions using a mobile device such as a mobile telephone, smartphone, personal digital assistant, or similar portable wireless handheld device. Merchants will make a refundable one-time contribution. These contributions are stored in a pooled trust account by the system and the float dividends or interest on these contributions will fund the system.
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