Methods and apparatus for funding transactions using debit cards issued by one institution and funds from accounts at other institutions
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United States of America Patent
Stats
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Aug 21, 2012
Grant Date -
Aug 12, 2010
app pub date -
Apr 20, 2010
filing date -
May 12, 2006
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
Methods and apparatus for funding transactions are presented herein. In one embodiment, the apparatus includes an account information unit to store information about an account, the account being associated with a first financial institution. The apparatus can also include a transaction processor to receive a request for a debit amount, to determine that the account is associated with one or more funding sources, and to determine if the one or more funding sources authorize the request for the debit amount. The one or more funding sources are associated with one or more financial institutions other than the first financial institution.
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