System and method for insurance underwriting and rating
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United States of America Patent
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Aug 28, 2012
Grant Date -
Nov 3, 2011
app pub date -
Jul 13, 2011
filing date -
Apr 20, 2007
priority date (Note) -
Expired
status (Latency Note)
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Abstract
An apparatus and method for underwriting and/or rating an insurance policy, and for generating information for underwriting and/or rating an insurance policy, are provided. The system and method may include identifying a vehicle, determining a value of at least one vehicle history data variable or a group of variables, and underwriting and/or rating the policy based on the value of the at least one vehicle history data variable or a group of variables. The system and method may also include generating a score based on the value of the at least one vehicle history data variable or group of variables.
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