Systems and methods to provide benefits of account features to account holders
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United States of America Patent
Stats
-
Sep 11, 2012
Grant Date -
Feb 3, 2011
app pub date -
Jul 28, 2010
filing date -
Jul 29, 2009
priority date (Note) -
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status (Latency Note)
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Abstract
Systems and methods are provided to facilitate the sharing of account features. In one aspect, a system includes a transaction handler to process transactions and a data warehouse to record the transactions and store account data identifying account features of separate accounts, such as a second account having a feature and a first account without this feature. Account holders of the first and second accounts are in a same household and thus, in accordance with a set of rules, eligible to share the account features. A portal is configured to receive a request identifying the first account and to determine whether a transaction initiated in the first account and qualified for a benefit of the account feature is entitled to the benefit; and if so, a notification engine is to transmit a notification message to an account holder of the first account.
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