One-time password credit/debit card
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United States of America Patent
Stats
-
Sep 11, 2012
Grant Date -
Oct 26, 2006
app pub date -
Apr 22, 2005
filing date -
Apr 22, 2005
priority date (Note) -
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status (Latency Note)
Importance
Abstract
A one-time password (OTP) generator in combination with a conventional credit/debit card comprising a card having a magnetic bar stripe, raised imprint card numbers and name, expiration date and four digit code as are known in the art is provided. Full smart card functionality may also be provided. The card also includes a microprocessor and software, dedicated chip or a memory chip for generating the OTP. A visual and/or audio display is provided on the card to output the OTP to the user. The end user inputs the OTP to access the secured system. The credit/debit card functionality may be used apart from the OTP generator functionality.
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