Method, device, and system for completing on-line financial transactions
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United States of America Patent
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Sep 18, 2012
Grant Date -
Sep 2, 2010
app pub date -
May 17, 2010
filing date -
Feb 1, 2008
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A method for conducting a secure transaction over a network includes the steps of receiving a price and a transaction identifier from a merchant, the transaction identifier identifying a purchase selection made by a user, receiving a user identifier from a user, receiving a financial institution selection from the user, initiating a communication session with the selected financial institution, receiving a financial-institution user-identifier from the user, communicating the financial-institution user-identifier to the selected financial institution, communicating to the selected financial institution a request to transfer funds, receiving the funds from the selected financial institution, and sending the funds to the merchant.
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