Systems and methods for determining the likelihood that a loan closes
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United States of America Patent
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Oct 2, 2012
Grant Date -
N/A
app pub date -
Sep 13, 2011
filing date -
Nov 4, 2003
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
Systems and methods are provided for determining an indication that an application for a mortgage loan to secure a property may result in closing of the loan transaction. In one embodiment, a method includes receiving application information, such that the application information includes at least borrower information, property information, and a first interest rate; receiving home value information, such that the home value information represents an estimated value of the property; receiving a second interest rate; and determining the indication based on the received application information, received home value information, and received second interest rate, such that the indication represents a likelihood that the mortgage loan may result in closing.
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