Negotiable instrument to presentation instrument value porting systems and methods
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United States of America Patent
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Oct 16, 2012
Grant Date -
Aug 7, 2008
app pub date -
Nov 6, 2007
filing date -
Nov 7, 2006
priority date (Note) -
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Abstract
A method of porting value from a negotiable instrument to a presentation instrument includes acquiring information from the negotiable instrument, acquiring information from the presentation instrument, sending at least a portion of the information from the negotiable instrument to a check processor, receiving a message from the check processor that identifies whether the negotiable instrument has been associated with a Positive Pay File, and, based at least in part on the message from the check processor, determining an amount of value to credit to an account associated with the presentation instrument.
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