System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods
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United States of America Patent
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Oct 16, 2012
Issued Date -
N/A
app pub date -
Feb 4, 2010
filing date -
Feb 4, 2009
priority date (Note) -
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status (Latency Note)
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Abstract
Embodiments of systems, computer program product, and related computer implemented methods to issue a closed-loop retail prepaid card including a user-designed external face using a chit, the chit being defined by an identification mechanism representing a financial commitment to issue a closed-loop retail prepaid card in an amount associated with a value paid for the chit, are provided. Embodiments of the present invention advantageously provide a service that enables a consumer to purchase, at the storefront of a retail establishment, a chit card that the consumer can subsequently redeem through a graphical user interface of an Internet website for a closed-loop retail prepaid card with a user-designed external face. The user-designed closed-loop retail prepaid card, for example, can be subsequently printed and delivered to an intended recipient. Advantageously, such a service can be made available to any retail establishment that uses a point-of-sale system.
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