Systems and methods to use a digital camera to remotely deposit a negotiable instrument
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United States of America Patent
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Oct 16, 2012
Grant Date -
N/A
app pub date -
Oct 31, 2007
filing date -
Oct 31, 2007
priority date (Note) -
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status (Latency Note)
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Abstract
To deposit a negotiable instrument electronically, a digital image may be used. Systems and methods are described herein that facilitate the use of a digital camera to provide the digital image. A user may capture an image of a negotiable instrument to create a digital image. The digital image may be compressed and saved as a digital image file. The user may then transmit the digital image file to a financial institution, such as a bank, to deposit funds drawn from the account of the negotiable instrument into the user's account. A financial institution may receive digital image files created by a digital camera from account holders and process a deposit request using the digital image file.
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