Family protection insurance method and system
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United States of America Patent
Stats
-
Oct 23, 2012
Grant Date -
Jan 22, 2009
app pub date -
May 8, 2008
filing date -
Jul 19, 2007
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
Family protection insurance provides for a flexible and adjustable insurance policy that can be adjustable to be consistent with changes in the adult's insurance needs. The insurance policy is a term policy where, at predefined intervals, the policy owner may increase the policy value without requiring additional underwriting. The policy owner may also, at any time, convert all or a portion of the term policy to permanent insurance, while still maintaining the term policy and replenish the death benefit amounts of the term policy through the intermittent value increments. Thus, adults may adjust the death benefits of the term policy and convert the term policy death benefits to permanent insurance consistent with changing insurance needs.
First Claim
Family
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Cited Art Landscape
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