Automated loan risk assessment system and method

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 8315941
SERIAL NO

12913305

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Abstract

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An automated loan risk assessment system and method are described. The system is adapted to receive information about a loan or an insurance application requesting insurance to cover same. The system calculates a risk score for the loan based on a plurality of risk factors including at least two of a fraud risk factor, a credit risk factor and a property valuation risk factor. The risk score can be used by a loan service provider in deciding whether or not to fund or insure the loan.

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Patent Owner(s)

  • INTERTHINX, INC.

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Halper, Steven C St. Charles, US 4 243
Hourigan, Stephen M Zionsville, US 3 218
Wilson, Constance A Lake St. Louis, US 4 243

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