Encryption switch processing
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United States of America Patent
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Dec 11, 2012
Grant Date -
May 5, 2011
app pub date -
Nov 2, 2010
filing date -
Nov 2, 2009
priority date (Note) -
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status (Latency Note)
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Abstract
A method for delivering non-financial electronic data through a secure communications channel between a payment processing network and an access device is disclosed. One embodiment of the invention is directed to a method comprising receiving, at a payment processing network, a request to establish a secure communications channel between a consumer device and the payment processing network. Upon establishing a secure communications channel with the consumer device, the payment processor network receives non-financial electronic content from a merchant at the payment processing network where the non-financial electronic content is selected at the merchant by a user associated with the consumer device. The non-financial electronic content is sent to the consumer device from the payment processing network via the secure communications channel between the consumer device and the payment processing network.
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