Systems and methods for supporting extended pay date options on an insurance policy
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United States of America Patent
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-
Jan 1, 2013
Grant Date -
N/A
app pub date -
Feb 23, 2012
filing date -
Aug 30, 2006
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A recurring automatic payment date may be set for an insurance policy premium based on customer preference. A server may receive a customer-specified day of a month and/or a request for bimonthly withdrawals, such as may be entered via a user interface on an insurance company webpage. The customer specified day(s) may be analyzed against data associated with the insurance policies to determine whether the day is disallowed. The day may be disallowed, for example, because it would result in falling behind an earned premium curve and thereby require a double bill or short bill to stay ahead of the earned premium curve.
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