System and method for automated detection of never-pay data sets
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United States of America Patent
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Jan 29, 2013
Grant Date -
Dec 30, 2010
app pub date -
Sep 2, 2010
filing date -
May 25, 2007
priority date (Note) -
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Abstract
Data filters, models, and/or profiles for identifying and/or predicting the never-pay population (for example, those customers that make a request for credit and obtain the credit instrument but over the life of the account, never make a payment) can be useful to various commercial entities, such as those issuing mortgages, home equity lines of credit, consumer or business lines of credit, automobile loans, credit card accounts, or those entities providing services, such as utility services, phone services, and the like.
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