Method and system for electronic checking

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8374963
SERIAL NO

12031477

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Methods and systems for electronic checking are described. A graphical representation of an electronic check may be provided for presentation to a providing user from which an electronic funds transfer may be initiated. The electronic check may be generated when desired. A payment date selection may be received for an electronic check on a date within the electronic account register and the electronic check may be indicated for the particular date in the electronic account register. The electronic check may be received and associated with a receiving user. An estimated charge for an actual charge may be replaced in the electronic account register in accordance with analyzing one or more actual charges.

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First Claim

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Patent Owner(s)

  • UNITED SERVICES AUTOMOBILE ASSOCIATION;UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Billman, Bradly Jay San Antonio, US 121 3459

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Maintenance Fees

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11.5 Year Payment $7400.00 $3700.00 $1850.00 Aug 12, 2024
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