System and method for providing an income score of an applicant based on an income score model
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United States of America Patent
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Mar 19, 2013
Grant Date -
N/A
app pub date -
May 11, 2010
filing date -
Oct 30, 2002
priority date (Note) -
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status (Latency Note)
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Abstract
Systems and methods consistent with the present invention generate a model for providing one or more scores indicating a likelihood that a stated income is faulty. In one embodiment, the method includes, for example, receiving information representative of at least one borrower; receiving a first income value for the at least one borrower; and receiving a second value for the at least one borrower, such that the second income value verifies the first income value. Moreover, the method includes determining one or more parameters for the model based on the received information, the received first income value, and the received second income value, such that the one or more parameters enable the model to provide the one or more scores.
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