Financial transaction authentication servers, methods, and computer program products for facilitating financial transactions between buyers and sellers
Number of patents in Portfolio can not be more than 2000
United States of America Patent
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Mar 19, 2013
Grant Date -
Jun 18, 2009
app pub date -
Dec 12, 2007
filing date -
Dec 12, 2007
priority date (Note) -
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status (Latency Note)
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Abstract
A financial transaction authentication server includes a wireless network interface that is configured to receive fund transfer requests from a buyer via a wireless communications terminal, a wireless terminal location module that is configured to identify the respective locations of the buyer and a seller, and a transaction authorization processor configured to authorize a transfer request if the geographic locations of wireless terminals of the buyer and seller are within a predetermined geographical proximity of each other. The wireless network terminal location module identifies the geographic locations of respective wireless terminals of the buyer and seller. The transaction authorization processor authorizes a fund transfer request if the respective locations of buyer and seller wireless terminals are within a predetermined geographical proximity and suspends a fund transfer request if respective locations of buyer and seller wireless terminals are not within a predetermined geographical proximity of each other.
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