Transferring funds between parties' financial accounts

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8401938
SERIAL NO

12152073

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Computer-implemented methods for requesting a transfer of funds between a first party a second party: the methods may comprise receiving from the first party an instruction to initiate a transfer request and an electronic copy of a bill associated with the transfer request. The methods may also comprise receiving from the first party a text message associated with the transfer request and an indication of at least a second party who is a recipient of the transfer request. In addition, the methods may comprise posting the transfer request to an account of the second party. The transfer request may comprise the electronic copy of the bill associated with the transfer request, and the text message associated with the transfer request.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
PNC FINANCIAL SERVICES GROUP INC THE249 FIFTH AVENUE PITTSBURGH PA 15222

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Chapman, Michael Aaron Chicago, US 8 193
Jones, Mark Alexander Evanston, US 12 550
Ko, Hyun Jin Evanston, US 20 424
Ley, Michael Moon Township, US 8 73
Mackrell, Bryan L Pittsburgh, US 24 230
Monson, Rodney Hal Waukegan, US 32 8265

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