Method for structuring a supplemental interest mortgage
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United States of America Patent
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Mar 19, 2013
Grant Date -
N/A
app pub date -
Jul 1, 2011
filing date -
Mar 3, 2003
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A system and method of structuring a supplemental interest mortgage is disclosed. A principal debt obligation and a supplemental debt obligation based on the principal debt loan are secured by a single security instrument. The principal debt obligation includes the principal loan and principal interest to compensate a lender for use of the lender's funds. The supplemental debt obligation includes supplemental interest to compensate a lender for the risk of borrower nonpayment.
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