Payment handling

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8401965
APP PUB NO 20090112760A1
SERIAL NO

11931475

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems and methods are disclosed for handling a payment at a point of sale or a remote payment acceptance and processing location for a customer account. The systems and methods may include receiving a payment at a point of sale or a remote payment acceptance and processing location and identifying data including at least an amount of the payment that is associated with the payment. The data may be transmitted over a computer network and stored in a data store that is associated with a customer account. A balance of the customer account may be rapidly updated based on the data associated with the payment. The data may be transmitted over a computer network and may be utilized in a computer software application to provide a customer account with rapid recognition of a payment and of a total balance.

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Patent Owner(s)

Patent OwnerAddress
BANK OF AMERICA CORPORATIONMAILCODE NC1-028-29-04 ONE BANK OF AMERICA CENTER 150 NORTH COLLEGE ST CHARLOTTE NC 28255

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bohen, Daniel Christopher Charlotte, US 58 1282
Dravneek, Victoria Lynn Charlotte, US 8 274
Grant, Karren D Norcross, US 2 44
Johnson, Shane Anthony Charlotte, US 40 1078
Johnston, Bethann Atlanta, US 3 163
Sanders, William Thomas Denver, US 54 1440
Shaver, John Daniel Charlotte, US 3 163
Walbert, John Scott Mooresville, US 3 163
Weichert, Margaret Morgan Charlotte, US 18 1977

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