Systems and methods to provide messages in real-time with transaction processing

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United States of America Patent

PATENT NO 8407148
APP PUB NO 20120109730A1
SERIAL NO

13277164

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Abstract

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In one aspect, a computing apparatus is configured to generate trigger records for a transaction handler to identify authorization requests that satisfy the conditions specified in the trigger records, identify communication preferences of the users associated with the identified authorization requests, and use the communication preferences to target real-time messages at the users in parallel with the transaction handler providing responses to the respective authorization requests.

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Patent Owner(s)

Patent OwnerAddress
VISA INTERNATIONAL SERVICE ASSOCIATIONP O BOX 8999 SAN FRANCISCO CA 94128

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Amaro, Leigh Redwood City, US 44 4604
Bankston, Michael Steven Pacifica, US 27 1239
Hagey, Ryan Alameda, US 40 3534
Vroom, Derek A San Mateo, US 5 467
Yoder, Jeanette San Mateo, US 14 910

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