System and method for granting promotional rewards to both customers and non-customers

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8408455
SERIAL NO

12619072

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Aspects of the invention include systems and methods of using an Automated Teller Machine (ATM) to access a rewards account. The customer may access the ATM using a card or other device. Account information associated with the customer, including a rewards account, may be retrieved by the ATM. Through the ATM, the customer may perform actions upon the rewards account. The actions may include, but are not limited to, a balance inquiry, a withdrawal and/or redemption, an account transfer, and preferences. Subsequent to, or coincident with, a withdrawal/redemption or account transfer, the rewards account may be debited an appropriate amount to equate to the amount of the withdrawal/redemption or account transfer. Following the completion of the customer's transaction, a receipt may be dispensed from the ATM. The receipt may include the rewards account balance.

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First Claim

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Patent Owner(s)

  • JPMORGAN CHASE BANK, NATIONAL ASSOCIATION

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Ley, Paula M Columbus, US 1 13
Pilarcik, Jeffrey J Columbus, US 5 240
Taylor, Robert Cameron Dublin, US 5 243

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