Electronic bill presentment and payment system and method

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8417628
APP PUB NO 20030208441A1
SERIAL NO

09772601

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A method and system using a communication network such as the Internet to allow registered users the flexibility to pay a bill by using traditional non-electronic payment methods after receiving an e-mail notification. The e-mail notification contains at least summary information which is formatted in the form of a remittance which can be included with the non-electronic form of payment allowing a user to retain the ability to pay a bill non-electronically while still being electronically notified that the bill is coming due. Additionally, a registered user has the option to pay a bill electronically after receiving the e-mail by clicking on an appropriate web address embedded within that e-mail. The registered user will either be directed to a biller website or a Customer Service Provider (CSP) and/or a Business Service Provider (BSP) website and given the option to pay the bill electronically.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
JPMORGAN CHASE BANK N A10 S DEARBORN ST MAILCODE IL1-P001 CHICAGO IL 60603

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Poplawski, Thomas New York, US 1 41
Tan, Khoon-Hong Summit, US 3 224

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