Systems and methods of check re-presentment deterrent

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United States of America Patent

PATENT NO 8422758
SERIAL NO

12202781

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A user or a device may separate a check into two or more portions prior to generating a digital image of the check for remote deposit of the check. The user or a device may separate the check by cutting or tearing the check. After separating the check into the portions, the user may generate a digital image of the portions of the check using a scanner for example. The digital image may be transmitted to an institution for deposit of the check. The institution may retrieve the images of the portions of the check and generate an image of the check based on the portions, by combining the images of the portions for example. The image of the check that may be generated based on the images of the portions may be processed for deposit.

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Patent Owner(s)

Patent OwnerAddress
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)9800 FREDERICKSBURG ROAD SAN ANTONIO TX 78288

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bueche,, Jr Michael Patrick San Antonio, US 38 1210

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