Authorizing financial transactions

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8430308
APP PUB NO 20130068836A1
SERIAL NO

13235861

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Abstract

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A system for authorizing a financial transaction includes a processor operable to execute an application on a wireless communications device, communicate wirelessly with a data stripe through a security enabled wireless communications protocol, receive a request to authorize a financial transaction involving a financial account associated with account data, access authorization criteria for determining whether to authorize the financial transaction, apply the authorization criteria to the financial transaction, generate an authorization code based on the application of the authorization criteria to the financial transaction, and communicate the authorization code.

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Patent Owner(s)

Patent OwnerAddress
BANK OF AMERICA CORPORATION214 N TRYON STREET MAILCODE NC1-027-20-05 CHARLOTTE NC 28255

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
England, Tony Tega Cay, US 80 1573
Griggs, Christopher R Fort Mill, US 17 872
Zanzot, Mark D Huntersville, US 29 747

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