Guaranteed merchant payment in a card-not-present transaction
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United States of America Patent
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May 14, 2013
Grant Date -
Aug 4, 2011
app pub date -
Jan 25, 2011
filing date -
Jan 29, 2010
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Embodiments of the invention provide for systems, devices, apparatus, methods and computer program products for payment card-issuing entities to guarantee merchant payment in card-not-present-transactions and, more specifically, automatically guaranteeing merchant payment in card-not-present transactions based on the payment card-issuing entity authenticating the customer prior to the transactions. By guaranteeing merchant payment in card-not-present transactions, the merchant's risk associated with such transaction is greatly reduced.
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