Systems and methods of transferring credit card charge to line of credit
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United States of America Patent
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Jun 4, 2013
Grant Date -
N/A
app pub date -
Jun 19, 2009
filing date -
Jun 19, 2009
priority date (Note) -
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status (Latency Note)
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Abstract
After a charge has been made with a credit card, the charge may be analyzed to determine if it may be transferred to a line of credit. The credit card may be monitored for purchases that match rules or criteria set by a user and/or an institution system. If the transaction meets the rules and/or criteria, the charge on the credit card may be paid with funds from the line of credit. In an implementation, instead of the user waiting for the credit card bill and then paying the amount of the charge on the bill from the line of credit, the institution system automatically performs the transfer for the user (e.g., pays the charge on the credit card with funds from the line of credit).
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