Transfer instrument

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United States of America Patent

PATENT NO 8489483
SERIAL NO

13748987

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method performed by a transfer instrument issuer involves issuing, to a recipient, a certificate which is linked to a national card account obtained by the transfer instrument issuer from an account issuer different from the transfer instrument issuer, without both issuing and providing a physical card for the national card account to the recipient of the certificate, the certificate having been purchased by a purchaser, who is not also the recipient, and containing all information necessary for the purchase of goods or services from any merchant who is capable of processing economic transactions involving one of the plurality national card accounts for which a physical card has issued, but without presentment of the physical card.

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Patent Owner(s)

  • CITIBANK, N.A.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Gillin, Matthew J Rosemont, US 13 359
Korfmann, Roger Radnor, US 6 297
Raden, Paul L Phoenixville, US 7 301

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