Method and system for increasing client participation in a network-based bill pay service
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United States of America Patent
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Jul 30, 2013
Grant Date -
Nov 6, 2008
app pub date -
Jun 26, 2007
filing date -
May 1, 2007
priority date (Note) -
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Abstract
In a network-based bill pay service including a navigating software for emulating a client in network navigation, a software application for collecting and normalizing client data, and a network interface for presenting the information to the client, a method for increasing the level of client participation in the service includes steps (a) navigating to a client site; (b) accessing and mining client data for payee account data; (c) analyzing the mined payee account data for fullness of information and if required searching and adding new relevant information to the payee account data; (d) formatting the payee account data into an interactive bill pay account module; and (e) presenting the bill-pay service option and the bill pay account module relative to the payee account data to the client as an opportunity.
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