Integrated payment system

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8527408
APP PUB NO 20120197795A1
SERIAL NO

13400087

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A payment system executes payments from payers to vendors. An unattended interface system automates the uploading of payments file from each payer to the system. A web services transfer server performs the unattended transfer. Steps of a payment server generating an electronic funds transfer file with a group of fund transfer records for each payment represented by a record of the payment file. After the electronic funds transfer file is complete, the steps further comprise transferring the electronic fund transfer file to an electronic payment network for execution. Remittance records are transferred to the vendor utilizing an unattended transfer executed by the web services transfer server.

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First Claim

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Patent Owner(s)

  • BOTTOM LINE TECHNOLOGIES (DE), INC.;BOTTOMLINE TECHNOLOGIES (DE) INC.

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Campbell, Eric Rye, US 41 831
Hoke, Amy Beth Gilford, US 13 136

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Mar 3, 2025
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00