Business-to-business commerce using financial transaction numbers

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8527416
APP PUB NO 20080120238A1
SERIAL NO

12010082

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Controlled Payment Numbers (CPNs) which issue as a unique payment number for each transaction uniquely identify the transaction for matching the purchase and payment information. The issuance of the CPN is controlled by business rules which are designed to and effectively restrict the use of the CPN, such that if a user exceeds his authorization, a CPN is not issued. The business rules are set up according to a hierarchy of users. Further, a declining balance CPN is also provided.

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Patent Owner(s)

  • ORBIS PATENTS LTD.

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Carroll, James Dublin, IE 45 553
Flitcroft, Daniel Ian County Dublin, IE 9 695
Langford, Conor Dublin, IE 2 185
O'Donnell, Graham Sandycove, IE 15 3855

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Mar 3, 2025
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00