Methods and systems for providing a merchant funded incentive rebate or awards program
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United States of America Patent
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Nov 19, 2013
Grant Date -
N/A
app pub date -
Apr 2, 2012
filing date -
Jun 2, 2000
priority date (Note) -
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status (Latency Note)
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Abstract
The invention involves facilitating retail transactions between participating enrolled members and participating merchants funding awards to said members. Incentive offers may be advertised to members, including targeted offers to specific members. Account purchase transaction information of participating merchants is a) tracked by processor(s) belonging to a tracking entity, b) monitored by processor(s) and correlated with stored enrolled member information, and c) processor(s) determine whether a purchase transaction is between an enrolled member and participating merchant and if such transaction entitles the member to a merchant funded award; with such processor(s) being located other than at the participating merchant's location. The remote monitoring and determining gives the program transparency; no special purpose cards/accounts need to be presented by the member and no additional checkout procedures need to be performed by participating merchants. The awards can be applied as a credit or offset to various accounts, financial instruments or obligations.
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