Systems and methods for managing consumer accounts using data migration

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United States of America Patent

PATENT NO 8595101
SERIAL NO

12554760

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems and methods for tracking consumer data are provided. The method includes accessing a plurality of attributes, calculating the plurality of attributes for a first time period for a plurality of consumer accounts, calculating the same plurality of attributes at a first subsequent time period for the same plurality of consumer accounts, comparing output values of the plurality of attributes from the first subsequent period with the first time period, and if the output value meets a specified threshold of change, then storing migrated attribute information and outputting the consumer account with the plurality of attributes and the migrated attribute information. The system includes a processor, a memory in electronic communication with the processor, and a data migration attribute tracking module. The migration attribute tracking module is configured to access a plurality of attributes, calculate the plurality of attributes for a first time period for a plurality of consumer accounts, calculate the same plurality of attributes at a first subsequent time period for the same plurality of consumer accounts, compare output values of the plurality of attributes from the first subsequent period with the first time period, and if the output value meets a specified threshold of change, store migrated attribute information and output the consumer account with the plurality of attributes and the migrated attribute information.

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Patent Owner(s)

  • EXPERIAN INFORMATION SOLUTIONS, INC.;EXERIAN INFORMATION SOLUTIONS, INC.

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Daukas, David Francis Costa Mesa, US 1 81
Shakespeare, Christopher R Newark, US 1 81

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