Secure storage of payment information on client devices
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United States of America Patent
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Dec 10, 2013
Grant Date -
N/A
app pub date -
Jul 3, 2012
filing date -
Nov 13, 2011
priority date (Note) -
In Force
status (Latency Note)
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Abstract
An online electronic wallet system and method provide secure storage and transmission of payment instrument information for use in completing online purchases initiated from a client device. A payment instrument's verification code is stored in an encrypted form in local storage on a client device and retrieved and re-encrypted along with other payment instrument information stored on the system using a merchant-specific key. An API library is used to integrate the online electronic wallet system with a registered merchant's purchase flow, including the ability to ensure receipt of an electronic receipt prior to communicating payment instrument information to a merchant server.
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