Methods and apparatus for funding transactions using debit cards issued by one institution and funds from accounts at other institutions

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8666889
APP PUB NO 20130185199A1
SERIAL NO

13784541

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Methods, apparatus, and systems for funding transactions disclosed herein may operate to configure a plurality of backup funding sources for a primary funding source, and enable a consumer associated with the primary funding source to select at least one backup funding source among the plurality of backup funding sources. A request to fund a transaction associated with the primary funding source may be received, and the transaction may be funded using funds from at least one of the primary funding source and the at least one selected backup funding source.

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First Claim

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Patent Owner(s)

  • PAYPAL, INC.

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Shah, Dimple B Mill Valley, US 6 144
Terachi, Takatsugu Alameda, US 7 164

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Sep 4, 2025
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00