System and method for providing a financial transaction instrument with user-definable authorization criteria

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United States of America Patent

PATENT NO 8666897
SERIAL NO

13645156

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Abstract

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Authorization limits on the use of a financial transaction instrument, such as a credit card and the like, may be set by an owner of a financial account corresponding to the financial transaction instrument. The owner provides information identifying the owner, the financial account, and the financial transaction instrument corresponding to the financial account to a computer, and also provides an owner-defined authorization limit on use of the financial transaction instrument to the computer. The authorization limit is stored in a database, which is accessed when there is a request to authorize a purchase to be made with the financial transaction instrument. The owner may communicate with the computer via a Web site, an automated call program, a kiosk, or the like.

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Patent Owner(s)

  • III HOLDINGS 1, LLC

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Mears, Stuart Andrew Scottsdale, US 3 85

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