Online reward point exchange method and system with price, redemption and transacted value discount scheduling
Number of patents in Portfolio can not be more than 2000
United States of America Patent
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Mar 18, 2014
Grant Date -
Nov 29, 2012
app pub date -
Jun 14, 2012
filing date -
Jan 14, 2009
priority date (Note) -
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status (Latency Note)
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Abstract
An online reward exchange system and method of operation, which includes an exchange computer that interoperates via a computer network with user computers, reward point issuer computers, and merchant computers. The merchants' products may be purchased by a user by requesting an issuer(s) to redeem reward points in exchange for payment to the merchant for the product. The exchange computer is the gateway to the system and manages various transactions such as providing online product catalogs to users that list the merchants products, as well as displaying to the user the reward points he has available in his reward programs with the issuers. Once a user selects a desired product the exchange computer can mediate or manage the purchase transaction in which reward points are redeemed by the selected issuer and consideration is conveyed to the merchant in exchange for the merchant providing the product to the user.
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