Flexible premium income annuity system and method
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United States of America Patent
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Apr 22, 2014
Grant Date -
Apr 23, 2009
app pub date -
Oct 18, 2007
filing date -
Oct 18, 2007
priority date (Note) -
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status (Latency Note)
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Abstract
A computerized method and system for providing a flexible income annuity includes inputting a plurality of premium payments for the income annuity from an investor, the flexible premium payments being received on different dates. The computerized method and system further includes computationally aggregating income benefits from the one or more investment vehicles of the income annuity where the income benefits are associated with premium payments received on different dates. The method and system further includes calculating an income payment based the aggregated income benefits and outputting the income payments to a payee on one or more selected disbursement dates. Therefore, the investor is provided the flexibility to make premium payments for the income annuity on varying dates.
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