Debt services candidate locator

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United States of America Patent

PATENT NO 8738516
SERIAL NO

13651127

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Abstract

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Methods and systems are disclosed that identify and locate debt settlement candidates based on credit data associated with the consumer. For example, candidacy may be based on a debt score, generated by an assessment of the consumer's credit data. Credit data may include the consumer's credit score rank, credit score, revolving credit to debit ratio, credit available, delinquent accounts, negative accounts, instances of negative information on their credit report, public record data, average account age, debit, or a combination thereof.

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Patent Owner(s)

  • CONSUMERINFO.COM, INC.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dean, Michael John Torrance, US 37 2309
Kapczynski, Mark Joseph Santa Monica, US 53 3188

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