System and method for optimizing loan modifications
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United States of America Patent
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Jul 1, 2014
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N/A
app pub date -
Jul 31, 2012
filing date -
Jul 31, 2012
priority date (Note) -
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Abstract
A computer system for managing defaults that includes a loan investor platform associated with a loan servicer platform. The loan investor platform provides a loss mitigation workout type decision engine that receives from the loan servicer platform a first set of data associated with a loan loss mitigation case, determines an optimum loan workout for the loss mitigation case based on borrower criteria, prequalifies the loan for the optimum loan workout based on at least one investor set business rule and the first set of data, and communicates the loan workout that the loan is prequalified for to the at least one other computing device.
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