Method and system for a multi-purpose transactional platform

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8768830
SERIAL NO

13227508

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Methods and systems described herein can consolidate a plurality of a consumer's payment and non-payment source accounts into a consolidated platform with a customer identification or available proxy account numbers that can be assigned to source accounts. The source accounts can be, for example, credit card accounts, ATM accounts, debit card accounts, demand deposit accounts, stored-value accounts, merchant-loyalty card accounts, membership accounts, and identification card numbers. The consumer can access and modify any of the source accounts and manage funds across the source accounts by accessing the consolidated platform with a single access device or mode.

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Patent Owner(s)

  • CITIBANK, N.A.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Jorgensen, Marty Sioux Falls, US 3 30
Moss, Michael Northport, US 8 232
Syed, Eziah New York, US 3 24

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Jan 1, 2026
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00