System and method for providing alternate funding source for portable consumer device

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8781962
APP PUB NO 20110055081A1
SERIAL NO

12717792

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A system, apparatus, and method for providing a mechanism for loading a prepaid card, such as a payroll card, with funds from a source other than the employer of the cardholder. The invention permits a cardholder to request that their employer provided payroll card (or other form of prepaid card) be charged or loaded with funds from an alternate source of funding. In response to the request, one or more background, credit, or other forms of security checks or investigations may be performed to ensure that accurate data regarding the cardholder is available and that there are no indications that the request might be an attempt to commit a fraudulent act.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Vasten, Brett Highlands Ranch, US 7 235

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