Healthcare system and method for right-time claims adjudication and payment
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United States of America Patent
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Jul 22, 2014
Issued Date -
N/A
app pub date -
Jun 30, 2006
filing date -
Jul 1, 2005
priority date (Note) -
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status (Latency Note)
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Abstract
A system and method for permitting real-time payment of healthcare charges from multiple sources of payment. A POS terminal is used to enter a patient ID and treatment code. A health insurance network receives the patient ID and treatment code and returns an estimated explanation of benefits (EOB) data packet that is used to display an EOB statement at the POS terminal, the display including information on a patient portion not covered by the health insurance plan. The EOB data packet is used to electronically process payment for the patient portion from a second payment source, such as an medical savings account (MSA), credit card account or banking account.
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