Method and apparatus for providing asynchronous payment processing
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United States of America Patent
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Jul 22, 2014
Grant Date -
Aug 30, 2012
app pub date -
Mar 25, 2011
filing date -
Feb 25, 2011
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
An approach is provided for processing transaction payments. The transaction engine receives payment information, from a device, for completing a transaction between a first party and a second party, wherein the payment information is for requesting, at least in part, a payment approval from at least one payment service provider. Next, the transaction engine determines historical transaction data associated with one or more previous transactions between the first party and the second party. Then, the transaction engine processes and/or facilitates a processing of the historical transaction data to determine whether to initiate a delivery of at least one item associated with the transaction prior to receiving a confirmation of the payment approval from the at least one payment service provider.
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