Systems and methods for automatic migration of a consumer between financial accounts

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United States of America Patent

PATENT NO 8788382
APP PUB NO 20110125634A1
SERIAL NO

12950667

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Abstract

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Embodiments of the invention provide systems and methods for automatically migrating a consumer from one prepaid financial account to another prepaid financial account based on preset trigger criteria. A prepaid payment device, such as a payroll card, may be issued to the consumer and associated with a prepaid financial account. The prepaid financial account may include a profile for the consumer. The issuer of the prepaid payment device may monitor the account activity and set trigger criteria that control when the consumer is automatically migrated from the current prepaid financial account and which type of new account the consumer is migrated into.

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Patent Owner(s)

  • VISA U.S.A. INC.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Monk, Justin T Parker, US 18 570

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