Mobile payment services
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United States of America Patent
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Jul 29, 2014
Grant Date -
Nov 6, 2008
app pub date -
Feb 7, 2008
filing date -
Feb 12, 2007
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A Java 2 Enterprise Edition (J2EE) enabled server executing Java software provides a financial transaction Web service to a client each of which communicates wirelessly with the J2EE enabled server and executes Java software to conduct financial transactions between a merchant and a consumer upon an account issued by an issuer to the consumer. Each financial transaction is submitted by the merchant to an acquirer for processing by a transaction handler/payment processor, and is submitted by the transaction handler/payment processor to the issuer to obtain a payment amount for the financial transaction from the account, and wherein the issuer forwards the payment amount of the financial transaction to the transaction handler/payment processor who forwards the payment amount of the financial transaction to the acquirer to pay the merchant for the financial transaction.
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