Mobile payment device

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8827156
APP PUB NO 20140008433A1
SERIAL NO

13938951

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A system, apparatus, and method for facilitating the payment and collection of transit system fares using a mobile device. The inventive system utilizes a contactless element embedded within a mobile wireless device, such as a mobile phone, PDA, or the like. The smart element is integrated with the circuitry of the mobile device to permit the data to be accessed and manipulated (e.g., read, written, erased) using the wireless communications network as the data transport channel. The data required to enable a user to access a transit system and for the system to conduct fare calculations may be provided to the memory in the contactless element using the wireless network. Such data may include access control data (keys, passwords, identification data) or data required for fare calculations (rates, historical data on system use).

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First Claim

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Patent Owner(s)

  • VISA U.S.A. INC.

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dixon, Phil San Diego, US 28 2377
Hammad, Ayman Pleasanton, US 317 20288

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Mar 9, 2026
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00